Essential Winter Preparation Tips for Your Home
Nov 05 2025 16:00
Scott Welch

As the temperatures drop and winter looms, it's natural to worry about keeping your home warm and protected. By taking a few proactive steps now, you can save yourself stress and avoid costly insurance claims later.

Seal Gaps Around Windows and Doors

 

A simple yet effective technique to retain heat and lower energy bills is to seal gaps around windows and doors. This measure helps keep the cold air out and the warmth in.

Schedule a Heating System Checkup

 

Ensure your heating system is ready to face the winter by scheduling an annual inspection. This can help prevent unexpected breakdowns during the coldest snaps.

Clean Out Gutters

 

To avoid ice dams and potential water backup, clear your gutters of leaves and debris before heavy snowfall.

Boost Indoor Air Quality

 

Improve the air you breathe by using HEPA filters for viruses and particles or MERV 13+ filters for dust and allergens in your HVAC systems or portable units.

Insulate Exposed Pipes

 

Protect your pipes from freezing and bursting, especially those in basements or exterior walls, by properly insulating them.

Update Smart Thermostat Settings

 

New thermostat models adjust automatically to reduce energy waste. Set yours between 68°F and 70°F when you're home for optimal efficiency.

Clear and Check Solar Panels

 

Maintain your solar panels' efficiency by activating winter modes and regularly clearing snow after storms.

Document Your Home Digitally

 

Create a smartphone video walkthrough of your home and valuables to streamline potential insurance claims.

Even implementing a few of these steps can significantly protect your home during winter. Stay proactive, and remember it's never too late to start. Consider reviewing your homeowners insurance policy with us to ensure you're covered for winter weather events.